Thrizer can help simplify the process of using your out-of-network insurance benefits for therapy services. In many cases, clients may be able to skip paying the full session fee upfront and instead pay only their estimated copay, coinsurance, or deductible amount while Thrizer handles the insurance claim and reimbursement process directly.

How Thrizer Works:

  1. Connect Your Insurance Information
    Thrizer helps verify your out-of-network benefits and estimate your expected cost per session.

  2. Pay Only Your Estimated Client Responsibility
    Instead of paying the full session fee and waiting for reimbursement, eligible clients may only pay their estimated copay, coinsurance, or deductible amount upfront.

  3. Thrizer Handles Claim Submission
    Thrizer submits claims directly to your insurance company on your behalf, reducing the need for manual superbill submission.

  4. Insurance Processes the Claim
    Your insurance provider reviews and processes the claim according to your out-of-network benefits.

Before Getting Started:

We recommend contacting your insurance company to ask:

  • Do I have out-of-network mental health benefits?

  • What is my deductible?

  • What percentage of therapy costs are reimbursed?

  • Do I need preauthorization for outpatient psychotherapy?

Important Notes

  • Coverage and reimbursement vary by insurance plan.

  • Clients remain responsible for any balances not covered by insurance.

  • Thrizer charges its own service fees, which are separate from therapy fees.

  • Eligibility for upfront copay-only payment depends on your insurance benefits and Thrizer approval.

  • Using Thrizer does not guarantee reimbursement.

Learn more about Thrizer here:

Thrizer

Using Thrizer for Out-of-Network Benefits